{"id":3314,"date":"2025-10-01T19:48:54","date_gmt":"2025-10-01T11:48:54","guid":{"rendered":"https:\/\/www.wealthfor.us\/article\/?p=3314"},"modified":"2025-10-01T19:48:54","modified_gmt":"2025-10-01T11:48:54","slug":"singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83","status":"publish","type":"post","link":"https:\/\/www.wealthfor.us\/article\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\/","title":{"rendered":"Singapore Savings Bond SSB Nov 2025: 10-Yr Rate Dipped Again to 1.83%"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">The latest SSB Nov 2025 (SBNOV25 GX25110W) has been <\/span><a href=\"https:\/\/www.mas.gov.sg\/bonds-and-bills\/auctions-and-issuance-calendar\/issuance-singapore-savings-bond?issue_code=GX25110W&amp;issue_date=2025-11-03\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">released<\/span><\/a><span style=\"font-weight: 400;\">, with a <\/span><b>first-year rate of 1.39%<\/b><span style=\"font-weight: 400;\"> and a <\/span><b>10-year average rate of 1.83%<\/b><span style=\"font-weight: 400;\">. The rates continue to decline this month as inflation cools and the Fed&#8217;s rate-cut cycle is ongoing. For investors looking for a safe place to park their cash, is SSB still a good option? Will SSB rates continue to decline in the future?<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2>SSB Nov 2025<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-3315\" src=\"https:\/\/www.wealthfor.us\/article\/wp-content\/uploads\/2025\/10\/SSB-Nov-2025.png\" alt=\"\" width=\"1080\" height=\"1080\" srcset=\"https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/SSB-Nov-2025.png 1080w, https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/SSB-Nov-2025-300x300.png 300w, https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/SSB-Nov-2025-1024x1024.png 1024w, https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/SSB-Nov-2025-150x150.png 150w, https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/SSB-Nov-2025-768x768.png 768w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Most investors who have been investing in SSB over the past two years may find these rates disappointing. We continue the trend of declining rates this month, with the 10-year average rate dipping below the 2% mark. As we are in the midst of a rate-cut cycle, with <\/span><a href=\"https:\/\/www.federalreserve.gov\/newsevents\/pressreleases\/monetary20250917a.htm\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">the Fed recently reducing the benchmark interest rate by 0.25%<\/span><\/a><span style=\"font-weight: 400;\">, we may continue to see downward pressure on SSB future rates.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you have yet to fill your desired SSB allocation and are interested in this SSB Nov 2025, please take note of the following application timeline:<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-3316\" src=\"https:\/\/www.wealthfor.us\/article\/wp-content\/uploads\/2025\/10\/SSB-Nov-2025-Application-Timeline.png\" alt=\"SSB Nov 2025 Application Timeline\" width=\"1195\" height=\"191\" srcset=\"https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/SSB-Nov-2025-Application-Timeline.png 1195w, https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/SSB-Nov-2025-Application-Timeline-300x48.png 300w, https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/SSB-Nov-2025-Application-Timeline-1024x164.png 1024w, https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/SSB-Nov-2025-Application-Timeline-768x123.png 768w\" sizes=\"auto, (max-width: 1195px) 100vw, 1195px\" \/><\/p>\n<p>&nbsp;<\/p>\n<h2>Rate Competitiveness<\/h2>\n<p><span style=\"font-weight: 400;\">Let us compare the current rates with those of the past few years:<\/span><\/p>\n<figure id=\"attachment_3317\" aria-describedby=\"caption-attachment-3317\" style=\"width: 637px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-3317\" src=\"https:\/\/www.wealthfor.us\/article\/wp-content\/uploads\/2025\/10\/SSB-interest-rates-history-Oct-2025.png\" alt=\"SSB interest rates history Oct 2025\" width=\"637\" height=\"434\" srcset=\"https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/SSB-interest-rates-history-Oct-2025.png 637w, https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/SSB-interest-rates-history-Oct-2025-300x204.png 300w\" sizes=\"auto, (max-width: 637px) 100vw, 637px\" \/><figcaption id=\"caption-attachment-3317\" class=\"wp-caption-text\">Source: <a href=\"https:\/\/www.wealthfor.us\/article\/ssb-interest-rate-history\/\">SSB Interest Rates History<\/a><\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">The chart shows the SSB interest rates since early 2021. The current rates are roughly back to the 2022 levels, whereas the rates over the past two years were significantly higher. Unfortunately, we can safely conclude that the current rates are not as competitive as they have been historically.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2>Future Rates Expectation<\/h2>\n<p><span style=\"font-weight: 400;\">How about future rates? If rates continue declining, we may consider the current SSB Nov 2025 offering to fill our allocation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We can make an educated guess about where rates will go in the future by following the direction the Fed itself expects rates to take in the coming months. According to its <\/span><a href=\"https:\/\/www.federalreserve.gov\/monetarypolicy\/files\/fomcprojtabl20250917.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">latest FOMC projection<\/span><\/a><span style=\"font-weight: 400;\">, the Fed anticipates up to two additional rate cuts this year, with further cuts expected in the next two years.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The market seems to agree with the Fed&#8217;s sentiment, by also expecting up to two rate cuts by the end of this year.<\/span><\/p>\n<figure id=\"attachment_3318\" aria-describedby=\"caption-attachment-3318\" style=\"width: 573px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-3318\" src=\"https:\/\/www.wealthfor.us\/article\/wp-content\/uploads\/2025\/10\/Market-rates-expectation-Oct-2025.png\" alt=\"Market rates expectation Oct 2025\" width=\"573\" height=\"427\" srcset=\"https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/Market-rates-expectation-Oct-2025.png 573w, https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/Market-rates-expectation-Oct-2025-300x224.png 300w\" sizes=\"auto, (max-width: 573px) 100vw, 573px\" \/><figcaption id=\"caption-attachment-3318\" class=\"wp-caption-text\">Source: <a href=\"https:\/\/www.cmegroup.com\/markets\/interest-rates\/cme-fedwatch-tool.html\" target=\"_blank\" rel=\"noopener\">CME Group<\/a><\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">If this projection holds, we can also expect the SSB interest rates to continue their downward trend in the coming months as the rate-cut cycle continues.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">But let&#8217;s be more specific. How about next month&#8217;s SSB rates? We can make a &#8216;fun&#8217; guess on where rates will be by tracking the Singapore government 10-year bond yield. SSB tends to follow this bond yield rate.<\/span><\/p>\n<figure id=\"attachment_3319\" aria-describedby=\"caption-attachment-3319\" style=\"width: 823px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-3319\" src=\"https:\/\/www.wealthfor.us\/article\/wp-content\/uploads\/2025\/10\/Singapore-10-year-bond-yield-Oct-2025.png\" alt=\"Singapore 10-year bond yield Oct 2025\" width=\"823\" height=\"329\" srcset=\"https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/Singapore-10-year-bond-yield-Oct-2025.png 823w, https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/Singapore-10-year-bond-yield-Oct-2025-300x120.png 300w, https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/Singapore-10-year-bond-yield-Oct-2025-768x307.png 768w\" sizes=\"auto, (max-width: 823px) 100vw, 823px\" \/><figcaption id=\"caption-attachment-3319\" class=\"wp-caption-text\">Source: <a href=\"https:\/\/www.worldgovernmentbonds.com\/\" target=\"_blank\" rel=\"noopener\">worldofgovernmentbonds.com<\/a><\/figcaption><\/figure>\n<p><span style=\"font-weight: 400;\">The chart indicates that the rates have been on a strong downtrend but have recently experienced a slight upward trend. Although we are still early in the month, if this trend persists, we can expect a slight increase in SSB rates next month; however, the difference may not be substantial enough.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2>What Do We Do?<\/h2>\n<p><span style=\"font-weight: 400;\">We love SSB because it is capital protected, guarantees rates for ten years, while still allowing monthly redemption with accrued interest. We use SSB to park our short- and medium-term cash allocation. In 2024, we also migrated all of our short-term cash allocation from T-bills to SSB to lock in higher interest rates for a longer period.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Since all of our SSB holdings have higher rates than what SSB Nov 2025 offers, we will not participate in this month&#8217;s SSB.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">How about you? Will you be applying this month? If so, follow our step-by-step guide on <\/span><a href=\"https:\/\/www.wealthfor.us\/article\/how-to-buy-ssb\/\"><span style=\"font-weight: 400;\">how to buy SSB<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The latest SSB Nov 2025 (SBNOV25 GX25110W) has been released, with a first-year rate of 1.39% and a 10-year average rate of 1.83%. The rates continue to decline this month as inflation cools and the Fed&#8217;s rate-cut cycle is ongoing. For investors looking for a safe place to park their cash, is SSB still a&hellip; <a class=\"more-link\" href=\"https:\/\/www.wealthfor.us\/article\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\/\">Continue reading <span class=\"screen-reader-text\">Singapore Savings Bond SSB Nov 2025: 10-Yr Rate Dipped Again to 1.83%<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":3321,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[101,102],"tags":[112],"class_list":["post-3314","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fixed-income","category-singapore","tag-ssb","entry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Singapore Savings Bond SSB Nov 2025: 10-Yr Rate at 1.83%<\/title>\n<meta name=\"description\" content=\"SSB Nov 2025 (SBNOV25 GX25110W) continues the trend of lower rates. But with the rate-cut cycle ongoing, should we consider this SSB offering?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.wealthfor.us\/article\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Singapore Savings Bond SSB Nov 2025: 10-Yr Rate at 1.83%\" \/>\n<meta property=\"og:description\" content=\"SSB Nov 2025 (SBNOV25 GX25110W) continues the trend of lower rates. But with the rate-cut cycle ongoing, should we consider this SSB offering?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.wealthfor.us\/article\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\/\" \/>\n<meta property=\"og:site_name\" content=\"WealthFor.Us\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-01T11:48:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/SSB-Nov-2025-Wide.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1065\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Wealthfor.us\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Wealthfor.us\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\\\/\"},\"author\":{\"name\":\"Wealthfor.us\",\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/#\\\/schema\\\/person\\\/391a32e5bf56cbd770b8923aa5f8f4db\"},\"headline\":\"Singapore Savings Bond SSB Nov 2025: 10-Yr Rate Dipped Again to 1.83%\",\"datePublished\":\"2025-10-01T11:48:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\\\/\"},\"wordCount\":589,\"publisher\":{\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdn.wealthfor.us\\\/uploads\\\/2025\\\/10\\\/SSB-Nov-2025-Wide.png\",\"keywords\":[\"SSB\"],\"articleSection\":[\"Fixed Income\",\"Singapore\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\\\/\",\"url\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\\\/\",\"name\":\"Singapore Savings Bond SSB Nov 2025: 10-Yr Rate at 1.83%\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdn.wealthfor.us\\\/uploads\\\/2025\\\/10\\\/SSB-Nov-2025-Wide.png\",\"datePublished\":\"2025-10-01T11:48:54+00:00\",\"description\":\"SSB Nov 2025 (SBNOV25 GX25110W) continues the trend of lower rates. But with the rate-cut cycle ongoing, should we consider this SSB offering?\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\\\/#primaryimage\",\"url\":\"https:\\\/\\\/cdn.wealthfor.us\\\/uploads\\\/2025\\\/10\\\/SSB-Nov-2025-Wide.png\",\"contentUrl\":\"https:\\\/\\\/cdn.wealthfor.us\\\/uploads\\\/2025\\\/10\\\/SSB-Nov-2025-Wide.png\",\"width\":1920,\"height\":1065,\"caption\":\"SSB Nov 2025\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Singapore Savings Bond SSB Nov 2025: 10-Yr Rate Dipped Again to 1.83%\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/#website\",\"url\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/\",\"name\":\"WealthFor.Us\",\"description\":\"Make smarter financial decisions\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/#organization\",\"name\":\"WealthFor.Us\",\"url\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/cdn.wealthfor.us\\\/uploads\\\/2022\\\/11\\\/wealthforus.png\",\"contentUrl\":\"https:\\\/\\\/cdn.wealthfor.us\\\/uploads\\\/2022\\\/11\\\/wealthforus.png\",\"width\":200,\"height\":31,\"caption\":\"WealthFor.Us\"},\"image\":{\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/#\\\/schema\\\/person\\\/391a32e5bf56cbd770b8923aa5f8f4db\",\"name\":\"Wealthfor.us\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/cropped-Avatar-3-min-96x96.png\",\"url\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/cropped-Avatar-3-min-96x96.png\",\"contentUrl\":\"https:\\\/\\\/www.wealthfor.us\\\/article\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/cropped-Avatar-3-min-96x96.png\",\"caption\":\"Wealthfor.us\"},\"description\":\"We provide the analysis, data, tools, and high-quality insights on various topics in investing, personal finance, and macroeconomy. Our mission is to empower you in achieving financial well-being\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Singapore Savings Bond SSB Nov 2025: 10-Yr Rate at 1.83%","description":"SSB Nov 2025 (SBNOV25 GX25110W) continues the trend of lower rates. But with the rate-cut cycle ongoing, should we consider this SSB offering?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.wealthfor.us\/article\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\/","og_locale":"en_US","og_type":"article","og_title":"Singapore Savings Bond SSB Nov 2025: 10-Yr Rate at 1.83%","og_description":"SSB Nov 2025 (SBNOV25 GX25110W) continues the trend of lower rates. But with the rate-cut cycle ongoing, should we consider this SSB offering?","og_url":"https:\/\/www.wealthfor.us\/article\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\/","og_site_name":"WealthFor.Us","article_published_time":"2025-10-01T11:48:54+00:00","og_image":[{"width":1920,"height":1065,"url":"https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/SSB-Nov-2025-Wide.png","type":"image\/png"}],"author":"Wealthfor.us","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Wealthfor.us","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.wealthfor.us\/article\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\/#article","isPartOf":{"@id":"https:\/\/www.wealthfor.us\/article\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\/"},"author":{"name":"Wealthfor.us","@id":"https:\/\/www.wealthfor.us\/article\/#\/schema\/person\/391a32e5bf56cbd770b8923aa5f8f4db"},"headline":"Singapore Savings Bond SSB Nov 2025: 10-Yr Rate Dipped Again to 1.83%","datePublished":"2025-10-01T11:48:54+00:00","mainEntityOfPage":{"@id":"https:\/\/www.wealthfor.us\/article\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\/"},"wordCount":589,"publisher":{"@id":"https:\/\/www.wealthfor.us\/article\/#organization"},"image":{"@id":"https:\/\/www.wealthfor.us\/article\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\/#primaryimage"},"thumbnailUrl":"https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/SSB-Nov-2025-Wide.png","keywords":["SSB"],"articleSection":["Fixed Income","Singapore"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.wealthfor.us\/article\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\/","url":"https:\/\/www.wealthfor.us\/article\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\/","name":"Singapore Savings Bond SSB Nov 2025: 10-Yr Rate at 1.83%","isPartOf":{"@id":"https:\/\/www.wealthfor.us\/article\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.wealthfor.us\/article\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\/#primaryimage"},"image":{"@id":"https:\/\/www.wealthfor.us\/article\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\/#primaryimage"},"thumbnailUrl":"https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/SSB-Nov-2025-Wide.png","datePublished":"2025-10-01T11:48:54+00:00","description":"SSB Nov 2025 (SBNOV25 GX25110W) continues the trend of lower rates. But with the rate-cut cycle ongoing, should we consider this SSB offering?","breadcrumb":{"@id":"https:\/\/www.wealthfor.us\/article\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.wealthfor.us\/article\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.wealthfor.us\/article\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\/#primaryimage","url":"https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/SSB-Nov-2025-Wide.png","contentUrl":"https:\/\/cdn.wealthfor.us\/uploads\/2025\/10\/SSB-Nov-2025-Wide.png","width":1920,"height":1065,"caption":"SSB Nov 2025"},{"@type":"BreadcrumbList","@id":"https:\/\/www.wealthfor.us\/article\/singapore-savings-bond-ssb-nov-2025-10-yr-rate-dipped-again-to-1-83\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.wealthfor.us\/article\/"},{"@type":"ListItem","position":2,"name":"Singapore Savings Bond SSB Nov 2025: 10-Yr Rate Dipped Again to 1.83%"}]},{"@type":"WebSite","@id":"https:\/\/www.wealthfor.us\/article\/#website","url":"https:\/\/www.wealthfor.us\/article\/","name":"WealthFor.Us","description":"Make smarter financial decisions","publisher":{"@id":"https:\/\/www.wealthfor.us\/article\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.wealthfor.us\/article\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.wealthfor.us\/article\/#organization","name":"WealthFor.Us","url":"https:\/\/www.wealthfor.us\/article\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.wealthfor.us\/article\/#\/schema\/logo\/image\/","url":"https:\/\/cdn.wealthfor.us\/uploads\/2022\/11\/wealthforus.png","contentUrl":"https:\/\/cdn.wealthfor.us\/uploads\/2022\/11\/wealthforus.png","width":200,"height":31,"caption":"WealthFor.Us"},"image":{"@id":"https:\/\/www.wealthfor.us\/article\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.wealthfor.us\/article\/#\/schema\/person\/391a32e5bf56cbd770b8923aa5f8f4db","name":"Wealthfor.us","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.wealthfor.us\/article\/wp-content\/uploads\/2023\/08\/cropped-Avatar-3-min-96x96.png","url":"https:\/\/www.wealthfor.us\/article\/wp-content\/uploads\/2023\/08\/cropped-Avatar-3-min-96x96.png","contentUrl":"https:\/\/www.wealthfor.us\/article\/wp-content\/uploads\/2023\/08\/cropped-Avatar-3-min-96x96.png","caption":"Wealthfor.us"},"description":"We provide the analysis, data, tools, and high-quality insights on various topics in investing, personal finance, and macroeconomy. Our mission is to empower you in achieving financial well-being"}]}},"_links":{"self":[{"href":"https:\/\/www.wealthfor.us\/article\/wp-json\/wp\/v2\/posts\/3314","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wealthfor.us\/article\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wealthfor.us\/article\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wealthfor.us\/article\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wealthfor.us\/article\/wp-json\/wp\/v2\/comments?post=3314"}],"version-history":[{"count":3,"href":"https:\/\/www.wealthfor.us\/article\/wp-json\/wp\/v2\/posts\/3314\/revisions"}],"predecessor-version":[{"id":3323,"href":"https:\/\/www.wealthfor.us\/article\/wp-json\/wp\/v2\/posts\/3314\/revisions\/3323"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wealthfor.us\/article\/wp-json\/wp\/v2\/media\/3321"}],"wp:attachment":[{"href":"https:\/\/www.wealthfor.us\/article\/wp-json\/wp\/v2\/media?parent=3314"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wealthfor.us\/article\/wp-json\/wp\/v2\/categories?post=3314"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wealthfor.us\/article\/wp-json\/wp\/v2\/tags?post=3314"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}