{"id":2247,"date":"2023-11-27T14:17:17","date_gmt":"2023-11-27T06:17:17","guid":{"rendered":"https:\/\/www.wealthfor.us\/article\/?page_id=2247"},"modified":"2026-09-26T14:04:43","modified_gmt":"2026-09-26T06:04:43","slug":"endowus","status":"publish","type":"page","link":"https:\/\/www.wealthfor.us\/article\/online-brokers\/review\/endowus\/","title":{"rendered":"Endowus Review: The Ultimate Review 2026"},"content":{"rendered":"

\"Endowus<\/p>\n

Endowus is a Singapore digital wealth management and robo-advisory platform that allows investors to invest their cash, CPF, and SRS. Endowus partners with some of the most reputable asset managers to offer a range of investment products from its Core, Income, Satellite, and Cash Smart portfolio. The platform aims to provide the best-in-class funds at low cost by giving 100% cashback on all trailer fees and charging a fixed yet competitive annual management fee. This Endowus review will discuss their advantages and disadvantages, portfolio offerings, and suitability for investors.<\/span><\/p>\n\n

Endowus Pros Review<\/h2>\n

Competitive & Transparent Fees<\/span><\/h3>\n

One of the main plus points of investing with Endowus is their fees. Endowus gives <\/span>100% cashback on all trailer fees, does not charge sales fees, and charges a fixed annual management fee based on your portfolio amount<\/b>. We believe that an annual management fee is a fairer model for investors because it aligns the platform’s incentives with providing the best possible value to investors.<\/span><\/p>\n

This is the summary of Endowus fee structures:<\/span><\/p>\n\n\n\n\n\n\n\n\n\n\n
Core, Satellite, and Income<\/span><\/td>\n<\/tr>\n
Cash<\/span><\/td>\n<$200,000<\/span><\/td>\n0.60%<\/span><\/td>\n<\/tr>\n
<\/td>\n>=$200,000 to <$1,000,000<\/span><\/td>\n0.50%<\/span><\/td>\n<\/tr>\n
<\/td>\n>=$1,000,000 to <$5,000,000<\/span><\/td>\n0.35%<\/span><\/td>\n<\/tr>\n
<\/td>\n>=$5,000,000<\/span><\/td>\n0.25%<\/span><\/td>\n<\/tr>\n
CPF, SRS<\/span><\/td>\nAny amount<\/span><\/td>\n0.40%<\/span><\/td>\n<\/tr>\n
Cash Smart<\/span><\/td>\n<\/tr>\n
Cash, SRS<\/span><\/td>\nAny amount<\/span><\/td>\n0.15%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

For the full fee breakdown, you may refer to the table below:<\/span><\/p>\n

\"Endowus
Source: Endowus<\/a><\/figcaption><\/figure>\n

Please note that there is a GST charge on the annual fee. For example, if you invest $10,000 with Endowus, the annual fee will be $60 + 9% GST = $65.40.<\/span><\/p>\n

Custodian & MAS-Regulated<\/span><\/h3>\n

The other most important consideration for investors is whether Endow is safe. So, is Endowus safe?<\/span><\/p>\n

Endowus holds the <\/span>Capital Markets Services License<\/b>, is an Exempt Financial Adviser, and is <\/span>regulated by the Monetary Authority of Singapore (MAS)<\/span><\/a>.<\/span><\/p>\n

When you first sign up, <\/span>Endowus will create a custodian account under your name with UOB KayHian<\/b><\/a>, one of Asia’s largest brokerage firms. Why is this important?<\/span><\/p>\n